When you want to take your family on vacation, there are a lot of topics you should consider before hitting the road. You first must decide whether you want to take your family on an airplane or a road trip. This will be strongly persuaded by how far away you are from your destination.
If you decide to take a road trip, it’s vital that you consider which vehicle is cut out for the vacation you’re going to take. How many miles will you travel? Will there be any hilly terrain that needs four-wheel drive or other traction control? The number of passengers you take on the trip also will influence what you should drive.
When considering all of these factors, the Honda HR-V might be one of the choices you should consider. The Honda HR-V is one of the most popular SUVs on the market right now. Honda HR-V insurance rates vary depending on the make and model of the vehicle. We’ll talk about many different variables mentioned above to help you decide on buying this SUV.
Honda HR-V Prices
The Honda HR-V is considered a subcompact crossover SUV, meaning it’s smaller than other compact SUVs such as the Honda CR-V. Due to its smaller size, the price of the HR-V is typically less than larger SUVs. You can purchase a new 2023 Honda HR-V for less than $25,000, which is very comparable to the other vehicles from other competitors in its class.
For example, the Kia Soul is also around $20,000 and $25,000. The Mazda CX-30 is more expensive, sometimes clocking in at over $30,000 depending on the number of features on the vehicle.
The Honda HR-V already has many great features on the standard version of the vehicle. Reviewers have stated the vehicle has some of the most comfortable seats in its class and you don’t have to pay extra for them. Kids and adults alike should enjoy this on a trip, and having these amenities already in place saves the customer a lot of money upfront.
The Honda HR-V has 5 seats. This means it’s a great vehicle for a two-parent family with up to three children, but it’s not an option if you have a larger family. Vacations with friends and family are going to need a larger vehicle like the Honda Odyssey. This vehicle is a minivan and it has eight seats.
Honda HR-V Insurance
Buying insurance for your vehicle is incredibly important, and the price of coverage is something everyone must consider. The Honda HR-V costs an average of $113 per month to insure, but this will vary depending on a variety of factors. Safety features, driving record, credit score, occupation, and other items are all variables that can affect the price.
Teen Drivers
Teen drivers are going to have the highest rates when it comes to driving a Honda HR-V. Parents should be the ones taking the wheel on road trips and other daily driving activities. Finding a more affordable and teen-friendly option like a Honda Civic will bring the price of insuring a teen driver down.
Comparing the HR-V to Other Crossovers
The Honda HR-V has an average total annual cost of $1,356 to insure. This rates very comparably to other similar crossover SUVs. The Nissan Murano is an average of $1,354 annually to insure, while the Audi SQ5 is over $1,500 to insure on average every year. This means you should definitely be in good hands with your insurer if you buy a Honda HR-V.
The age of the HR-V is something you should take into consideration when looking for insurance. Companies typically charge more for newer vehicles, so if you can’t afford to pay for the insurance on a new vehicle, don’t upgrade your HR-V just yet.
Keep a Clean Driving Record
The Honda HR-V is like any other vehicle in which you can receive discounts on your policy if you have a clean driving record. go the speed limit, stop at red lights, wait for pedestrians to cross the street, and observe all of the other rules of the road. For example, one speeding ticket can affect car insurance rates by an increase of about 21%.
Honda HR-V Safety Features
There are many car safety features to consider when buying a new vehicle, and the Honda HR-V has many of them covered. In fact, the HR-V has many safety features that are already on the standard model that competitors like the Subaru Crosstrek may not always have. Let’s cover a few of them here.
The HR-V has a blind spot information system that doesn’t always come automatically in the competitors like the Subaru Crosstrek. Seeing blindspots is crucial when driving on freeways during a long trip, or when simply trying to get over to the next lane right outside of your neighborhood.
The HR-V has a collision mitigation braking system that must be added to other subcompact SUVs for an extra cost. Having a system that helps drivers brake when they don’t see a hazard is a vital extra safety feature that will pay off tremendously on a long trip.
The HR-V has some of the largest cargo volumes in the subcompact SUV market with 24.4 cubic feet of space behind the back seats of the vehicle. This means you don’t have to worry about jamming your vehicle full of extra stuff that it can’t fit, making the drive more pleasurable and decreasing the temptation to overfill the cabin and ruin your line of sight while driving.
Honda HR-V Verdict
When you go on a family vacation, you want a vehicle that will be safe, have enough room for cargo and passengers, and not cost a ton of money to insure. There are a few options out there depending on your preference. The Subaru Crosstrek, the Kia Soul, and the Nissan Murano are some of the choices for family vehicles to take on a trip.
Whether you’re preparing to drive across Europe with your family, or you’re just taking a trip along the local coast with your friends, the Honda HR-V is a solid choice for a vehicle. When compared to main competitors such as the Kia Soul and the Mazda CX-30, the Honda HR-V has plenty of features allowing it to stand out from the pack.
Shawn Laib writes and researches for the auto insurance comparison site, AutoInsurance.org. He wants to help inform people what car or SUV is the right one to buy for their families.
